Key Highlights (September 2025 V/s September 2026)

              Global Business stood at ₹ 30,72,365 Cr grew by 15.88%,

              Global Deposit stood at ₹ 16,97,305 Cr grew by 13.13%

              Global Advances stood at ₹13,75,060 Cr grew by 19.46%

              RAM Credit grew by 21.03%

              Retail Credit grew by 31.61% with Housing loan growth at 17.35% and Vehicle loan at 25.50%

              Operating Profit stood at ₹ 8,758 Cr up by 1.98%

              Net Profit stood at ₹5,175 Cr up by 8.40%

              Provision Coverage Ratio (PCR) at 95.34% improved by 175 bps

              Earnings per share stood at ₹22.06 up by 5%

              Gross NPA Ratio stood at 1.33%, improved by 102 bps

              Net NPA Ratio stood at 0.30%, improved by 24 bps

              Credit Cost stood at 0.47% improved by 21 bps

              Slippage Ratio stood at 0.58% improved by 18 bps

Key Summary of Business Performance (as on 30.09.2026)

         Business: Global Business increased by 15.88% (y.o.y) to ₹ 30,72,365 Cr as at September 2026, Global Deposits increased by 13.13% (y.o.y) to ₹16,97,305 Cr and Global Advance (gross) increased by 19.46% (y.o.y) to ₹13,75,060 Cr.  Domestic Deposit of the Bank stood at ₹15,47,979 Cr as at September 2026 with growth of 10.97% (y.o.y). Domestic Advances (gross) of the Bank stood at ₹12,64,753 Cr as at September 2026 grew by 16.95% (y.o.y). RAM credit increased by 21.03% (y.o.y) to ₹ 8,12,310 Cr. Retail lending Portfolio increased by 31.61% (y.o.y) to ₹3,30,587 Cr. Housing Loan Portfolio increased by 17.35% (y.o.y) to ₹1,34,501 Cr.

Asset Quality: Gross Non-Performing Assets (GNPA) ratio improved to 1.33% as at September 2026 reduced from 1.57% as at June 2026, 2.35% as at September 2025. Net Non-Performing Assets (NNPA) ratio improved to 0.30% as at September 2026 reduced from 0.36% as at June 2026, 0.54 % as at September 2025. Provision Coverage Ratio (PCR) stood to 95.34% as at September 2026 against 94.76% as at June 2026, 93.59% as at September 2025.

Capital Adequacy: CRAR stood at 17.19% as at September 2026. Out of which CET1 is 12.80%, Tier-I is 2.25% and Tier-II is 2.14%.

(Disclaimer: The information provided here is investment advice only. Investing in the markets is subject to risks and please consult your advisor before investing)

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